Flagship Vertical · Settlement & Treasury

Settlement at
Agent Speed

The flagship proof of WiKey's universal identity & security layer. $2.8B+ has been lost to bridges built on multisig and human signers, and 82% of breaches involve the human element. We take the human off the hot signing path — for funds, custody and treasury, across every chain.

Architecture That Eliminates Risk

The same universal layer that protects every agent action, applied to settlement: nothing to steal, nothing to hack, rules that can't be changed — across every chain.

0

Keys or Personal Info to Hack

Nothing stored. Nothing to steal.

0

Databases

No one can change the rules.

Full On-Chain Control & Audit

Block. Control. Audit. Immutable.

All Blockchains

Bitcoin, Ethereum, Solana, and more.

Take the Human Off the
Hot Signing Path

Three deterministic algorithms always run, a quorum of independent humans reviews above threshold, and the vHSM signs — no human ever holds a key.

Always Run · ~200ms

Three algorithms run before any signature exists: policy compliance, counterparty and sanctions screening, and anomaly & velocity. All clear in around 200 milliseconds — on every transfer, automatically.

Quorum Above Threshold

When value warrants human judgment, a quorum of N independent humans — distinct parties with no shared trust — review counterparty and on-chain provenance before anything moves. Invoked only when the amount calls for it.

Orchestrator Policy Engine

A decentralized policy engine reconciles every signal. All agree → release. Hard fail → reject. Disagreement → dispute-safe, nothing moves until it resolves. No single party can override the rules.

The vHSM Signs

When the orchestrator releases, the post-quantum virtual HSM produces the signature. No human ever held a key or produced a signature — the quorum approves, the protocol signs.

Where Settlement Breaks Today

$2.8B+ lost to bridges built on multisig and human signers; 82% of breaches involve the human element. Every one of these starts with a person on the hot signing path.

Multisig & Human Signers

Bridges and treasuries rely on humans holding and producing signatures. Compromise a signer and the keys move — the path that lost $2.8B+.

Custody Risk

One breach = total loss. MPC protects the key but not the command. Stolen credentials compromise everything.

Custody Cost

Third-party custodians charge 10–50 basis points and create counterparty risk.

Transaction Compliance & Privacy

Every transfer — especially with smart contracts — must conform with KYC/AML rules. Manual compliance doesn't scale.

Beyond Custody and
EVM Multisig

Third-Party Custody · Anchorage

Counterparty Risk & Fees

Custodians like Anchorage Digital charge basis points on assets under custody and add a counterparty you have to trust — if they fail, your assets are at risk. WiKey replaces the custodian entirely: keep institutional controls, eliminate the counterparty risk and the fees.

EVM Multisig · Safe (Gnosis)

Stuck on EVM, Built on Signers

Safe (Gnosis) multisig keeps human signers on the hot path and only reaches EVM chains. WiKey replaces it: no human ever holds a key, and reach extends cross-chain beyond EVM — while adding the compliance and recovery multisig never had.

Manual Compliance

Doesn't Scale

Every transfer must comply with KYC/AML rules and sanctions lists. Manual compliance doesn't scale. WiKey's deterministic policy engine enforces rules automatically on every transaction — blocking transfers to non-verified addresses, screening against sanctions, and clearing in ~200ms without human intervention.

WiKey Solution

Replace the Custodian and the Multisig. Keep the Control.

WiKey's decentralized policy engine delivers compliance, automation, security and recovery across every chain — with no database to hack. The post-quantum vHSM signs, so no human ever holds a key or sits on the hot signing path. No third-party custodian means no fees and no counterparty risk, and reach extends cross-chain beyond EVM. It is the flagship proof of WiKey's universal identity & security layer: protect the key, protect your data.

$5M, Ethereum to Solana

Cleared in ~200ms. Signed without a human key.

A treasury agent moves $5M from Ethereum to Solana. Deterministic checks clear policy, sanctions and anomaly in ~200ms. Because the value is above $1M, a quorum of N independent humans reviews counterparty and on-chain provenance. All signals agree, the orchestrator releases, and the vHSM signs — no human ever held a key or produced a signature.

Settle at Agent Speed

No human on the hot path. No custodian. No counterparty risk.

Replace third-party custody and EVM multisig with the flagship vertical of WiKey's universal identity & security layer.